Can individuals decide to enroll only in Medicare Part A without taking Part B?

Individuals can choose to enroll in Medicare Part A without also enrolling in Part B. Medicare Part A is hospital insurance, while Part B covers outpatient medical services. Enrollment in these two parts of Medicare is independent, meaning that eligible individuals can opt to enroll in just Part A if they wish to.

This flexibility allows those who may not need the additional coverage offered by Part B, whether due to financial reasons or having other health insurance, to avoid the costs associated with Part B premiums. Many people may also qualify for premium-free Part A based on their work history or their spouse's work history, which can further influence their decision to enroll only in Part A.

The other options suggest limitations or conditions that don't apply universally. For instance, the suggestion that enrollment is only possible under specific conditions such as being under 65 or having alternative coverage does not accurately represent the overall rules governing Medicare enrollment. Therefore, the ability to enroll in just Part A emphasizes the personal choice individuals have regarding their healthcare coverage.