Does Medigap cover prescription medications?

Medigap, also known as Medicare Supplement Insurance, is designed to help cover certain out-of-pocket costs associated with Medicare, such as copayments, coinsurance, and deductibles. However, it does not provide coverage for prescription medications. For those needing prescription drug coverage, enrolling in a separate Medicare Part D plan is essential.

Medicare Part D plans are specifically designed to help beneficiaries with the costs of prescription drugs, offering a range of coverage options and formularies. This separation of coverage between Medigap and Part D is important for beneficiaries to understand, as it ensures they can adequately address both medical services and medication needs within their healthcare planning.