Eligibility for Medigap enrollment starts after what event?

Eligibility for Medigap enrollment begins after enrolling in Medicare Part B or turning 65 because these milestones mark the transition into the age-relevant Medicare coverage. When an individual turns 65, they are eligible for both Medicare Part A and Part B. Medigap policies, which are designed to help cover costs that Medicare does not pay, are available to those who are enrolled in Medicare Part B.

This connection is significant because it allows for a period known as the Medigap Open Enrollment Period, which begins when a person is both 65 years old and enrolled in Part B. During this period, individuals have the best opportunity to obtain a Medigap policy without facing medical underwriting, meaning they cannot be denied coverage or charged higher premiums based on their health status. This policy is crucial for helping seniors manage healthcare expenses beyond what Medicare provides, thereby improving access to necessary medical services.

The other options do not align with the eligibility criteria for Medigap enrollment. For example, turning 70 years old is not a defining event for Medigap but rather just a later age milestone. Birth does not relate to Medigap enrollment since coverage is focused on those at retirement age. Similarly, graduating from college is unrelated to Medicare eligibility. These