How many months before and after an individual turns 65 does the IEP span?

The Initial Enrollment Period (IEP) for Medicare is designed to give individuals a comprehensive opportunity to enroll in Medicare as they approach age 65. This period spans three months before the individual turns 65, the month of their birthday, and three months after.

As a result, the correct timeframe for the IEP is a total of seven months: three months leading up to the birthday, the birthday month itself, and three months following the birthday. This structure is intended to ensure that individuals have ample time to understand their Medicare options, make informed choices, and avoid any potential gaps in health coverage.

In this context, understanding the layout of the IEP is crucial for effective planning and utilization of Medicare benefits as individuals transition into this program.