If an individual is moving out of their plan's service area, when can they start enrolling in a new plan?

An individual moving out of their plan's service area can start enrolling in a new plan one month prior to the move because of transitional rules set forth by Medicare. This provision allows enrollees to ensure continuous coverage without a lapse, enabling them to research and select a plan that will be effective when they relocate. Being able to enroll one month before the actual move provides flexibility and peace of mind, as it allows individuals to finalize plans and avoid potential gaps in healthcare coverage.

Once they move, they have the opportunity to finalize their enrollment based on their new address, aligning their healthcare needs with the appropriate services available in their new area. This approach prevents the added stress of dealing with enrollment after a move has occurred, which could lead to challenges in accessing necessary medical care.