If an individual returns to the U.S. from abroad, how long do they have to enroll in a new plan?

When an individual returns to the U.S. from abroad, they are granted a special enrollment period that allows them to enroll in Medicare plans. This period lasts for two months after their return. This flexibility is provided to accommodate those who may have been away and unable to enroll during general or open enrollment periods. Such provisions ensure that people do not miss out on important healthcare coverage simply because they were overseas, allowing them a reasonable window to make decisions about their Medicare options upon returning to the country.

In contrast, the other options represent time frames that are either too short or imply immediate action. A month or immediate enrollment would not consider the practicalities of returning and assessing healthcare needs after a time away, which is why they do not align with Medicare's enrollment policies.