If someone wants drug coverage but has to pay for Medicare Part A, what are they allowed to do?

The correct choice emphasizes that individuals who are looking for Medicare drug coverage, specifically through a standalone Prescription Drug Plan (PDP), can indeed enroll in this type of coverage during their specified enrollment period. This period typically begins after the individual enrolls in Medicare Part B.

Part A generally covers hospital insurance, while Part D covers prescription drugs. If someone is paying for Part A, it indicates they are either recently eligible or have opted for it, but it does not preclude them from seeking drug coverage. Once they have enrolled in Part B, they can utilize the enrollment period for PDPs, which allows them to secure the drug coverage they desire. This flexibility is crucial for ensuring that individuals can address their healthcare needs effectively, including medication management.

Conversely, the other options do not align with the regulations governing Medicare enrollment. For example, enrolling in Part A at any time without restrictions is not applicable since there are designated enrollment periods. Additionally, stating that individuals cannot obtain drug coverage at all or that they can only apply for it the following calendar year misrepresents the availability and timing of enrollment for drug plans, which can be actively pursued following the enrollment in Part B.