What is the duration of the enrollment window after losing employer health coverage?

When an individual loses employer health coverage, they enter a Special Enrollment Period (SEP) for Medicare. This specific enrollment window allows them to enroll in Medicare Part A and/or Part B without facing any penalties or waiting periods due to the loss of their previous coverage. The duration of this Special Enrollment Period is established to offer a safety net for individuals who may transition between different types of health coverage.

The correct duration for this enrollment window is typically eight months, beginning the month after employment ends or the health coverage ends. This length provides a substantial timeframe for individuals to navigate their new healthcare options without rushing, allowing enough time for consideration of their needs and potential enrollment in Medicare plans.

The other durations mentioned in the options do not align with the established Special Enrollment Period practices and would not adequately account for the necessary time individuals may need to secure their Medicare coverage post employer health plan loss.