What is the duration of the Initial Enrollment Period (IEP) for Medicare?

The Initial Enrollment Period (IEP) for Medicare lasts for 7 months. This period is crucial as it provides eligible individuals, typically those nearing age 65, the ability to enroll in Medicare without any penalties. The IEP begins three months before the individual turns 65, includes the month of their 65th birthday, and extends for three months after their birthday month. Thus, by including both the three months before and the three months after their birthday month, the total duration encompasses seven months. Understanding this timeframe is essential for those approaching eligibility, as it helps ensure they avoid late enrollment penalties and are adequately covered under Medicare when they need it.