What is the primary purpose of the General Enrollment Period (GEP)?

The primary purpose of the General Enrollment Period (GEP) is to provide an opportunity for individuals to enroll in Medicare who did not sign up during their Initial Enrollment Period (IEP). The GEP typically occurs annually from January 1 to March 31, and it is specifically designed for those who may have missed their chance to enroll initially. This includes individuals who might not have been aware of their eligibility or were unable to complete the enrollment process within their designated IEP.

By allowing enrollment during the GEP, Medicare ensures that individuals who need coverage can still obtain it, albeit with certain limitations, such as a potential late enrollment penalty or waiting for coverage to begin. Essentially, the GEP serves as a safety net for those who did not enroll when they first had the opportunity, ensuring access to necessary healthcare services.